North Carolina Paycheck Calculator
North Carolina charges a flat 3.99% income tax for 2026, down from 4.25% in 2025. The standard deduction is $12,750 single / $25,500 married filing jointly. The rate is scheduled to fall to 3.49% in 2027.
North Carolina keeps cutting its flat rate — 4.25% in 2025, 3.99% in 2026, and 3.49% scheduled for 2027. Enter your gross pay above and this calculator applies the 3.99% NC tax after the $12,750 standard deduction (single), plus 2026 federal tax, Social Security (6.2% up to $184,500) and Medicare (1.45%).
Your estimated take-home pay per paycheck
Monthly: $0.00 · Annual: $0.00
| Deduction | Per paycheck |
|---|---|
| Gross pay | $0.00 |
| Federal income tax | $0.00 |
| State tax | $0.00 |
| Social Security (6.2%) | $0.00 |
| Medicare (1.45%) | $0.00 |
| Pre-tax deductions (401k + health) | $0.00 |
| Total deductions | $0.00 |
| Take-home pay | $0.00 |
North Carolina income tax brackets 2026 (single filer)
| Rate | Taxable income (single filer, 2026) |
|---|---|
| 3.99% | Flat rate on taxable income after the $12,750 standard deduction ($25,500 married filing jointly) |
Married filing jointly brackets are roughly double the single thresholds. Rates apply to taxable income (after the state standard deduction or exemption). Local income taxes — New York City tax, Philadelphia wage tax, Ohio city taxes — are not included.
How much will I take home in North Carolina?
It depends on your salary, pay frequency and filing status. Use the calculator above with your own numbers. As a rule of thumb, North Carolina has north carolina charges a flat 3.99% income tax for 2026, down from 4.25% in 2025. the standard deduction is $12,750 single / $25,500 married filing jointly. the rate is scheduled to fall to 3.49% in 2027. — compare it with a no-tax state like Texas or Florida using the links below.
Frequently asked questions
What is the North Carolina income tax rate in 2026?
North Carolina charges a flat 3.99% on taxable income for 2026, down from 4.25% in 2025. The same rate applies to all income above the standard deduction.
What is the North Carolina standard deduction for 2026?
$12,750 for single filers and $25,500 for married filing jointly (NCDOR). That amount is subtracted before the 3.99% rate is applied.
Will North Carolina's tax rate fall again?
Yes — under current law the rate falls to 3.49% for 2027–2029, then 3.24% for 2030–2032 and 2.99% for 2033–2034.
Does North Carolina have a local income tax?
No. North Carolina has no local income tax anywhere in the state, so the 3.99% state rate is your full state income tax on wages.