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Illinois Paycheck Calculator

Illinois charges a flat 4.95% state income tax on taxable income, after a $2,925 personal exemption ($5,850 married filing jointly).

Illinois uses one flat rate — 4.95% — on all taxable income, after a small personal exemption. Enter your gross pay above and this calculator applies the 4.95% Illinois tax, 2026 federal tax, Social Security (6.2% up to $184,500) and Medicare (1.45%).

Estimate only, not tax advice. Uses 2026 federal brackets and the 2026 standard deduction ($16,100 single / $32,200 married). Pre-tax 401(k) and health-insurance deductions reduce income tax; health premiums also reduce FICA, 401(k) does not. Dependents and tax credits are not included in this estimate.

Your estimated take-home pay per paycheck

$0.00

Monthly: $0.00  ·  Annual: $0.00

DeductionPer paycheck
Gross pay$0.00
Federal income tax$0.00
State tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
Pre-tax deductions (401k + health)$0.00
Total deductions$0.00
Take-home pay$0.00

Illinois income tax brackets 2026 (single filer)

RateTaxable income (single filer, 2026)
4.95%Flat rate on taxable income after the $2,925 personal exemption ($5,850 married filing jointly)

Married filing jointly brackets are roughly double the single thresholds. Rates apply to taxable income (after the state standard deduction or exemption). Local income taxes — New York City tax, Philadelphia wage tax, Ohio city taxes — are not included.

How much will I take home in Illinois?

It depends on your salary, pay frequency and filing status. Use the calculator above with your own numbers. As a rule of thumb, Illinois has illinois charges a flat 4.95% state income tax on taxable income, after a $2,925 personal exemption ($5,850 married filing jointly). — compare it with a no-tax state like Texas or Florida using the links below.

Frequently asked questions

What is the Illinois income tax rate in 2026?

Illinois charges a flat 4.95% on taxable income. There are no brackets — everyone pays the same rate on income above the personal exemption.

What is the Illinois personal exemption for 2026?

This calculator uses a $2,925 personal exemption for single filers and $5,850 for married filing jointly. That exemption is subtracted before the 4.95% rate is applied.

Does Illinois have a local income tax?

No. Illinois has no local income tax, so the 4.95% state rate is your full state income tax on wages.

How does Illinois compare with Indiana or Wisconsin?

Illinois at 4.95% is higher than Indiana (2.95% flat) and higher than Wisconsin's top rate on most middle incomes, but lower than the top rates in Iowa or Minnesota. Use the calculator above to compare your exact take-home pay.

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