New York Paycheck Calculator
New York taxes income at nine progressive rates from 3.9% to 10.9% in 2026. The five lowest rates were cut by 0.1 point for 2026–2027. New York City has a separate city income tax (3.078%–3.876%) that this calculator does not include.
New York has one of the most layered tax systems in the country: a progressive state tax plus, for city residents, a separate NYC income tax. This calculator applies the 2026 New York State brackets (NYS Department of Taxation and Finance, Form IT-2105-I) plus 2026 federal tax, Social Security and Medicare. If you live in New York City, add roughly 3.1%–3.9% more for city tax — your actual take-home will be lower than shown here.
Your estimated take-home pay per paycheck
Monthly: $0.00 · Annual: $0.00
| Deduction | Per paycheck |
|---|---|
| Gross pay | $0.00 |
| Federal income tax | $0.00 |
| State tax | $0.00 |
| Social Security (6.2%) | $0.00 |
| Medicare (1.45%) | $0.00 |
| Pre-tax deductions (401k + health) | $0.00 |
| Total deductions | $0.00 |
| Take-home pay | $0.00 |
New York income tax brackets 2026 (single filer)
| Rate | Taxable income (single filer, 2026) |
|---|---|
| 3.9% | $0 – $8,500 |
| 4.4% | $8,501 – $11,700 |
| 5.15% | $11,701 – $13,900 |
| 5.4% | $13,901 – $80,650 |
| 5.9% | $80,651 – $215,400 |
| 6.85% | $215,401 – $1,077,550 |
| 9.65% | $1,077,551 – $5,000,000 |
| 10.3% | $5,000,001 – $25,000,000 |
| 10.9% | Over $25,000,000 |
Married filing jointly brackets are roughly double the single thresholds. Rates apply to taxable income (after the state standard deduction or exemption). Local income taxes — New York City tax, Philadelphia wage tax, Ohio city taxes — are not included.
How much will I take home in New York?
It depends on your salary, pay frequency and filing status. Use the calculator above with your own numbers. As a rule of thumb, New York has new york taxes income at nine progressive rates from 3.9% to 10.9% in 2026. the five lowest rates were cut by 0.1 point for 2026–2027. new york city has a separate city income tax (3.078%–3.876%) that this calculator does not include. — compare it with a no-tax state like Texas or Florida using the links below.
Frequently asked questions
What are the New York tax brackets for 2026?
For single filers: 3.9% to $8,500, 4.4% to $11,700, 5.15% to $13,900, 5.4% to $80,650, 5.9% to $215,400, 6.85% to $1,077,550, then 9.65%, 10.3% and 10.9% at the top. Married filing jointly thresholds are roughly double.
Does this calculator include New York City tax?
No. NYC residents pay a separate city income tax of 3.078% to 3.876% on top of state tax. Yonkers residents pay a surcharge instead. This calculator shows state tax only, so NYC take-home pay will be lower.
What changed in New York taxes for 2026?
The FY2026 budget cut the five lowest state rates by 0.1 percentage point for 2026 and 2027 (for example 4% became 3.9%). The top rates of 9.65%, 10.3% and 10.9% did not change.
What is the New York standard deduction for 2026?
This calculator uses $8,000 for single filers and $16,050 for married filing jointly. High earners also face a benefit recapture above about $107,650 of NY adjusted gross income, which this estimate does not model.