Massachusetts Paycheck Calculator
Massachusetts charges a flat 5% income tax, plus a 4% surtax on taxable income above $1,107,750 for 2026 (9% top rate).
Massachusetts charges a flat 5% on wages, plus a 4% surtax on taxable income above $1,107,750 for 2026 — a 9% top rate for very high earners. Enter your gross pay above — this calculator applies the 2026 Massachusetts brackets, plus 2026 federal tax, Social Security (6.2% up to $184,500) and Medicare (1.45%).
Your estimated take-home pay per paycheck
Monthly: $0.00 · Annual: $0.00
| Deduction | Per paycheck |
|---|---|
| Gross pay | $0.00 |
| Federal income tax | $0.00 |
| State tax | $0.00 |
| Social Security (6.2%) | $0.00 |
| Medicare (1.45%) | $0.00 |
| Pre-tax deductions (401k + health) | $0.00 |
| Total deductions | $0.00 |
| Take-home pay | $0.00 |
Massachusetts income tax brackets 2026 (single filer)
| Rate | Taxable income (single filer, 2026) |
|---|---|
| 5% | $0 – $1,107,750 |
| 9% | Over $1,107,750 |
Married filing jointly brackets are roughly double the single thresholds. Rates apply to taxable income (after the state standard deduction or exemption). Local income taxes — New York City tax, Philadelphia wage tax, Ohio city taxes — are not included.
How much will I take home in Massachusetts?
It depends on your salary, pay frequency and filing status. Use the calculator above with your own numbers. As a rule of thumb, Massachusetts has massachusetts charges a flat 5% income tax, plus a 4% surtax on taxable income above $1,107,750 for 2026 (9% top rate). — compare it with a no-tax state like Texas or Florida using the links below.
Frequently asked questions
What are the Massachusetts tax brackets for 2026?
For single filers: 5% to $1,107,750 and 9% above $1,107,750. Married filing jointly thresholds are wider — see the table above.
What is the Massachusetts personal exemption for 2026?
This calculator uses a personal exemption of $4,400 for single filers and $8,800 for married filing jointly. That amount is subtracted before the brackets are applied.
Does Massachusetts have a standard deduction?
No. Massachusetts uses a personal exemption instead — $4,400 single / $8,800 married filing jointly — which this calculator subtracts before the 5% rate. Massachusetts also withholds a Paid Family and Medical Leave contribution (up to 0.46% of pay), which is not included here.
How much will I take home in Massachusetts on $60,000 a year?
A single filer paid biweekly on $60,000 takes home about $1,831.15 per paycheck: $2,307.69 gross, less $193.08 federal tax, $106.92 Massachusetts state tax, $143.08 Social Security and $33.46 Medicare.