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Paycheck Calculator

Find out exactly how much of your paycheck you keep. Enter your gross pay and this free 2026 paycheck calculator shows your federal tax, state tax, Social Security, Medicare and take-home pay — per paycheck, per month and per year.

Estimate only, not tax advice. Uses 2026 federal brackets and the 2026 standard deduction ($16,100 single / $32,200 married). Pre-tax 401(k) and health-insurance deductions reduce income tax; health premiums also reduce FICA, 401(k) does not. Dependents and tax credits are not included in this estimate.

Your estimated take-home pay per paycheck

$0.00

Monthly: $0.00  ·  Annual: $0.00

DeductionPer paycheck
Gross pay$0.00
Federal income tax$0.00
State tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
Pre-tax deductions (401k + health)$0.00
Total deductions$0.00
Take-home pay$0.00

Paycheck calculators by state

State tax makes a big difference. The same $60,000 salary takes home about $1,867 per biweekly paycheck in Texas or Florida (no state tax), about $1,867 in Pennsylvania too after its small 3.07% flat tax, and noticeably less in California or New York. Pick your state:

California Paycheck CalculatorCalifornia has a progressive income tax from 1% to 12.3%, plus a 1% surtax on taxable inco… Texas Paycheck CalculatorTexas has no state income tax. Your paycheck is reduced only by federal income tax, Social… Florida Paycheck CalculatorFlorida has no state income tax. Your paycheck is reduced only by federal income tax, Soci… New York Paycheck CalculatorNew York taxes income at nine progressive rates from 3.9% to 10.9% in 2026. The five lowes… Pennsylvania Paycheck CalculatorPennsylvania charges a flat 3.07% state income tax on wages, with no standard deduction. N… Illinois Paycheck CalculatorIllinois charges a flat 4.95% state income tax on taxable income, after a $2,925 personal … Ohio Paycheck CalculatorOhio switched to a flat 2.75% income tax for 2026 (new for 2026), applied to income above … Georgia Paycheck CalculatorGeorgia switched to a flat 4.99% income tax for 2026 (HB 463, signed May 2026), down from … North Carolina Paycheck CalculatorNorth Carolina charges a flat 3.99% income tax for 2026, down from 4.25% in 2025. The stan… Alabama Paycheck CalculatorAlabama taxes income at 2%, 4% and 5% — the 5% top rate starts at just $3,000 of taxable i… Alaska Paycheck CalculatorAlaska has no state income tax. Your paycheck is reduced only by federal income tax, Socia… Arizona Paycheck CalculatorArizona charges a flat 2.5% income tax — the lowest flat rate in the US — after a $15,750 … Arkansas Paycheck CalculatorArkansas taxes income at 2% to $4,600 and 3.7% above for 2026, after a $2,470 standard ded… Colorado Paycheck CalculatorColorado charges a flat 4.4% income tax, using the federal standard deduction ($16,100 sin… Connecticut Paycheck CalculatorConnecticut taxes income at seven progressive rates from 2% to 6.99%, after a $15,000 pers… Delaware Paycheck CalculatorDelaware taxes income at rates from 0% to 6.6% — the first $2,000 is tax-free — after a $3… Hawaii Paycheck CalculatorHawaii taxes income at twelve rates from 1.4% to 11% — the second-highest top rate in the … Idaho Paycheck CalculatorIdaho charges a flat 5.3% income tax — the highest flat rate in the US — after the federal… Indiana Paycheck CalculatorIndiana charges a flat 2.95% income tax for 2026 (down from 3.00%), after a $1,000 persona… Iowa Paycheck CalculatorIowa charges a flat 3.8% income tax, using the federal standard deduction ($16,100 single … Kansas Paycheck CalculatorKansas taxes income at 5.2% to $23,000 and 5.58% above ($46,000 married), after a $3,605 s… Kentucky Paycheck CalculatorKentucky charges a flat 3.5% income tax for 2026 (down from 4%), after a $3,360 standard d… Louisiana Paycheck CalculatorLouisiana charges a flat 3% income tax after a $12,875 standard deduction ($25,750 married… Maine Paycheck CalculatorMaine taxes income at 5.8%, 6.75% and 7.15%, plus a new 2% surcharge above $1 million ($1.… Maryland Paycheck CalculatorMaryland taxes income at ten rates from 2% to 6.5%. Counties add a separate local income t… Massachusetts Paycheck CalculatorMassachusetts charges a flat 5% income tax, plus a 4% surtax on taxable income above $1,10… Michigan Paycheck CalculatorMichigan charges a flat 4.25% income tax after a $5,900 personal exemption ($11,800 marrie… Minnesota Paycheck CalculatorMinnesota taxes income at 5.35%, 6.8%, 7.85% and 9.85% after a $15,300 standard deduction … Mississippi Paycheck CalculatorMississippi charges 4% — but only on taxable income above $10,000. The first $10,000 is ta… Missouri Paycheck CalculatorMissouri taxes income at eight rates from 0% to 4.7%, using the federal standard deduction… Montana Paycheck CalculatorMontana taxes income at 4.7% to $47,500 and 5.65% above ($95,000 married), using the feder… Nebraska Paycheck CalculatorNebraska taxes income at 2.46%, 3.51% and 4.55% after an $8,850 standard deduction ($17,70… Nevada Paycheck CalculatorNevada has no state income tax. Your paycheck is reduced only by federal income tax, Socia… New Hampshire Paycheck CalculatorNew Hampshire has no tax on wages. Its tax on interest and dividends was repealed for tax … New Jersey Paycheck CalculatorNew Jersey taxes income at seven rates from 1.4% to 10.75% after a $1,000 personal exempti… New Mexico Paycheck CalculatorNew Mexico taxes income at six rates from 1.5% to 5.9%, using the federal standard deducti… North Dakota Paycheck CalculatorNorth Dakota taxes income at 0% to $48,475, then 1.95% to $244,825 and 2.5% above ($80,975… Oklahoma Paycheck CalculatorOklahoma taxes income at 2.5%, 3.5% and 4.5% — the first $3,750 ($7,500 married) is tax-fr… Oregon Paycheck CalculatorOregon taxes income at 4.75%, 6.75%, 8.75% and 9.9% after a $2,910 standard deduction ($5,… Rhode Island Paycheck CalculatorRhode Island taxes income at 3.75%, 4.75% and 5.99% after an $11,200 standard deduction ($… South Carolina Paycheck CalculatorSouth Carolina charges 1.99% on taxable income to $30,000 and 5.21% above for 2026 (H.4216… South Dakota Paycheck CalculatorSouth Dakota has no state income tax. Your paycheck is reduced only by federal income tax,… Tennessee Paycheck CalculatorTennessee has no state income tax. Your paycheck is reduced only by federal income tax, So… Utah Paycheck CalculatorUtah charges a flat 4.45% income tax for 2026 (cut from 4.5%). Utah gives a taxpayer credi… Vermont Paycheck CalculatorVermont taxes income at 3.35%, 6.6%, 7.6% and 8.75% after a $7,650 standard deduction ($15… Virginia Paycheck CalculatorVirginia taxes income at 2%, 3%, 5% and 5.75% — the top rate starts at $17,000 — after an … Washington Paycheck CalculatorWashington has no state income tax on wages. Its 7% capital gains excise tax applies only … West Virginia Paycheck CalculatorWest Virginia taxes income at 2.11%, 2.81%, 3.16%, 4.22% and 4.58% for 2026 (SB 392 cut ev… Wisconsin Paycheck CalculatorWisconsin taxes income at 3.5%, 4.4%, 5.3% and 7.65% after a $13,960 standard deduction ($… Wyoming Paycheck CalculatorWyoming has no state income tax. Your paycheck is reduced only by federal income tax, Soci…

Related calculators

Convert pay between salary, hourly and overtime, or work out your after-tax pay directly:

Salary to Hourly CalculatorTurn your annual salary into an hourly rate. Enter your salary and how many hours a week y… Hourly to Salary CalculatorTurn your hourly wage into an annual salary. Enter your hourly rate and how many hours a w… Overtime Pay CalculatorWork out what overtime is worth. Enter your hourly wage, your regular hours and your overt… Take-Home Pay CalculatorFind out exactly what lands in your bank account. Enter your gross pay, how often you are …

2026 tax rates used in this calculator

Tax2026 rate
Federal income tax10% – 37% (7 brackets, IRS Rev. Proc. 2025-32). Standard deduction $16,100 single / $32,200 married filing jointly.
Social Security6.2% of wages up to the $184,500 wage base (SSA).
Medicare1.45% of all wages, plus 0.9% Additional Medicare Tax over $200,000 single / $250,000 married.
State income taxVaries by state: 0% in nine states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming); flat rates from 2.5% (Arizona) to 5.3% (Idaho); progressive rates up to 13.3% in California, 11% in Hawaii and 10.9% in New York. Every state page lists its own 2026 brackets.

Sources: IRS Revenue Procedure 2025-32, Social Security Administration 2026 COLA fact sheet, Tax Foundation State Individual Income Tax Rates and Brackets 2026, and each state's department of revenue. Full source list in NOTES.md.

Frequently asked questions

How does this paycheck calculator work?

Enter your gross pay per pay period, how often you are paid, your filing status and your state. The calculator annualizes your pay, applies the 2026 federal tax brackets and standard deduction, Social Security (6.2% up to $184,500), Medicare (1.45%, plus 0.9% over $200,000 single / $250,000 married), and your state's 2026 income tax, then divides the result back into per-paycheck, monthly and annual take-home pay.

Is this calculator free?

Yes — completely free, no sign-up, and all calculations happen in your browser. Nothing you type is sent to a server or stored.

Which states have no income tax?

Nine states tax no wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Pick any of them in the calculator above and the state tax line will be $0.

Why does my paycheck differ from this estimate?

Your employer may withhold differently (allowances, extra withholding, bonuses, overtime), and local taxes, garnishments, union dues and other deductions are not included here. Use this as a planning estimate, not a pay-stub replacement.