Kentucky Paycheck Calculator
Kentucky charges a flat 3.5% income tax for 2026 (down from 4%), after a $3,360 standard deduction.
Kentucky's flat rate fell to 3.5% for 2026 under the HB 8 (2022) revenue-trigger framework, down from 4% — and it is scheduled to keep falling toward zero when revenue targets are met. Enter your gross pay above — this calculator applies the 3.5% Kentucky tax after the standard deduction, plus 2026 federal tax, Social Security (6.2% up to $184,500) and Medicare (1.45%).
Your estimated take-home pay per paycheck
Monthly: $0.00 · Annual: $0.00
| Deduction | Per paycheck |
|---|---|
| Gross pay | $0.00 |
| Federal income tax | $0.00 |
| State tax | $0.00 |
| Social Security (6.2%) | $0.00 |
| Medicare (1.45%) | $0.00 |
| Pre-tax deductions (401k + health) | $0.00 |
| Total deductions | $0.00 |
| Take-home pay | $0.00 |
Kentucky income tax brackets 2026 (single filer)
| Rate | Taxable income (single filer, 2026) |
|---|---|
| 3.5% | Flat rate on taxable income after the $3,360 standard deduction ($3,360 married filing jointly) |
Married filing jointly brackets are roughly double the single thresholds. Rates apply to taxable income (after the state standard deduction or exemption). Local income taxes — New York City tax, Philadelphia wage tax, Ohio city taxes — are not included.
How much will I take home in Kentucky?
It depends on your salary, pay frequency and filing status. Use the calculator above with your own numbers. As a rule of thumb, Kentucky has kentucky charges a flat 3.5% income tax for 2026 (down from 4%), after a $3,360 standard deduction. — compare it with a no-tax state like Texas or Florida using the links below.
Frequently asked questions
What is the Kentucky income tax rate in 2026?
Kentucky charges a flat 3.5% on taxable income. There are no brackets — everyone pays the same rate on income above the standard deduction.
What is the Kentucky standard deduction for 2026?
This calculator uses a standard deduction of $3,360 for single filers and $3,360 for married filing jointly. That amount is subtracted before the 3.5% rate is applied.
Will Kentucky's tax rate keep falling?
That is the plan. HB 8 (2022) cuts the rate by half a point whenever revenue triggers are met — 4.5% to 4% to 3.5% so far — with the eventual goal of eliminating the income tax entirely.
How much will I take home in Kentucky on $60,000 a year?
A single filer paid biweekly on $60,000 takes home about $1,861.83 per paycheck: $2,307.69 gross, less $193.08 federal tax, $76.25 Kentucky state tax, $143.08 Social Security and $33.46 Medicare.