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Iowa Paycheck Calculator

Iowa charges a flat 3.8% income tax, using the federal standard deduction ($16,100 single / $32,200 married).

Iowa completed its move to a flat 3.8% rate in 2025 (Senate File 2442), replacing graduated brackets that once topped out at 5.70%. Enter your gross pay above — this calculator applies the 3.8% Iowa tax after the standard deduction, plus 2026 federal tax, Social Security (6.2% up to $184,500) and Medicare (1.45%).

Estimate only, not tax advice. Uses 2026 federal brackets and the 2026 standard deduction ($16,100 single / $32,200 married). Pre-tax 401(k) and health-insurance deductions reduce income tax; health premiums also reduce FICA, 401(k) does not. Dependents and tax credits are not included in this estimate.

Your estimated take-home pay per paycheck

$0.00

Monthly: $0.00  ·  Annual: $0.00

DeductionPer paycheck
Gross pay$0.00
Federal income tax$0.00
State tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
Pre-tax deductions (401k + health)$0.00
Total deductions$0.00
Take-home pay$0.00

Iowa income tax brackets 2026 (single filer)

RateTaxable income (single filer, 2026)
3.8%Flat rate on taxable income after the $16,100 standard deduction ($32,200 married filing jointly)

Married filing jointly brackets are roughly double the single thresholds. Rates apply to taxable income (after the state standard deduction or exemption). Local income taxes — New York City tax, Philadelphia wage tax, Ohio city taxes — are not included.

How much will I take home in Iowa?

It depends on your salary, pay frequency and filing status. Use the calculator above with your own numbers. As a rule of thumb, Iowa has iowa charges a flat 3.8% income tax, using the federal standard deduction ($16,100 single / $32,200 married). — compare it with a no-tax state like Texas or Florida using the links below.

Frequently asked questions

What is the Iowa income tax rate in 2026?

Iowa charges a flat 3.8% on taxable income. There are no brackets — everyone pays the same rate on income above the standard deduction.

What is the Iowa standard deduction for 2026?

This calculator uses a standard deduction of $16,100 for single filers and $32,200 for married filing jointly. That amount is subtracted before the 3.8% rate is applied.

When did Iowa go to a flat tax?

Iowa's flat 3.8% rate took effect for 2025 under Senate File 2442, which accelerated the phase-down. The old graduated system ran to 5.70% as recently as 2024.

How much will I take home in Iowa on $60,000 a year?

A single filer paid biweekly on $60,000 takes home about $1,873.92 per paycheck: $2,307.69 gross, less $193.08 federal tax, $64.16 Iowa state tax, $143.08 Social Security and $33.46 Medicare.

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