Maryland has the most complicated state tax in the country: ten rates from 2% to 6.5% — and then every county adds its own local income tax on top. The worked example below is a single filer earning $60,000 a year, paid biweekly, with no pre-tax deductions. County tax is shown separately, because the calculator does not include it.
The breakdown: $60,000 a year in Maryland
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.08 |
| Maryland state tax | $101.48 | $2,638.48 |
| Social Security (6.2%) | $143.08 | $3,720.08 |
| Medicare (1.45%) | $33.46 | $869.96 |
| Take-home pay | $1,836.60 | $47,751.60 |
That is $3,979.30 a month in take-home pay ($47,751.60 ÷ 12) — before county tax, which is extra.
Annual figures are 26 × the per-paycheck amount; a few cents of rounding may apply.
How each number is worked out
Federal income tax — $5,020 a year. Start with $60,000 and subtract the 2026 standard deduction for single filers ($16,100). Taxable income is $43,900. The 2026 brackets tax the first $12,400 at 10% ($1,240) and the rest at 12% ($3,780) — $5,020 in total, or $193.08 per paycheck.
Maryland state tax — $2,638.48 a year. Maryland's standard deduction for single filers is $3,350, so Maryland taxable income is $56,650. The ten brackets tax the first $1,000 at 2% ($20), the next $1,000 at 3% ($30), the next $1,000 at 4% ($40) and the remaining $53,650 at 4.75% ($2,548.38) — $2,638.48 in total, or $101.48 per paycheck. Most of a typical salary sits in that 4.75% bracket, which runs all the way to $100,000.
Social Security — $3,720 a year. A flat 6.2% of wages, up to the 2026 wage base of $184,500. On $60,000 that is $3,720 a year, or $143.08 per paycheck.
Medicare — $870 a year. A flat 1.45% of all wages: $870 a year, or $33.46 per paycheck.
Do not forget the county tax
Maryland is the only state where every worker pays a separate local income tax on top of the state rates. Counties (and Baltimore City) charge roughly 2.25% to 3.2% of your Maryland taxable income. On a $60,000 salary that is roughly $106 a month in a 2.25% county and $151 a month in a 3.2% county — money that never appears in the calculator above, so your real take-home pay is lower. Check your county's rate on your pay stub: it usually shows as a separate line.
$25 an hour in Maryland
$25 an hour full time is $52,000 a year. A single filer paid biweekly keeps $1,603.99 per paycheck ($2,000 gross, less $156.15 federal tax, $86.86 Maryland state tax, $124.00 Social Security and $29.00 Medicare). Paid weekly, the same pay is $1,000 gross and $801.99 take-home a week. Run the Maryland paycheck calculator for your own pay, or the paycheck calculator for any state.
Frequently asked questions
For single filers: 2% to $1,000, 3% to $2,000, 4% to $3,000, 4.75% to $100,000, 5% to $125,000, 5.25% to $150,000, 5.5% to $250,000, 5.75% to $500,000, 6.25% to $1,000,000 and 6.5% above $1,000,000. Married filing jointly thresholds are wider.
A single filer paid biweekly takes home about $1,836.60 per paycheck: $2,307.69 gross, less $193.08 federal tax, $101.48 Maryland state tax, $143.08 Social Security and $33.46 Medicare. That is $47,751.60 a year, or $3,979.30 a month — before county tax.
No. Every Maryland county (and Baltimore City) charges a local income tax of roughly 2.25% to 3.2% on top of the state rates, and it is not included in this calculator. On a $60,000 salary that is roughly another $106 to $151 a month, depending on your county — so your real take-home pay is lower than the figure above.
$25 an hour full time is $52,000 a year. A single filer paid biweekly keeps $1,603.99 per paycheck ($2,000 gross, less $156.15 federal tax, $86.86 Maryland state tax, $124.00 Social Security and $29.00 Medicare). Paid weekly, the same pay is $1,000 gross and $801.99 take-home.